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What’s Driving the Market
Real estate insights, trends, and the forces shaping the market.


If You Want Your Kid to Be the Next Google CEO, Buy a Home Near Nature. Here's the Science!
Promote your child's future success by embracing nature Is where you buy your home actually shaping who your child becomes? The science says yes, and it might be the most important factor most South Shore homebuyers aren't thinking about. I recently attended a presentation by The Trustees (thetrustees.org), the oldest land conservation nonprofit of its kind in the world, founded right here in Massachusetts in 1891. Their President and CEO, Katie Theoharides, walked through da
David Cutler
May 288 min read


The Northeast Just Had the Biggest Pending Home Sales Jump in the Country — Here's What It Means for You
Charming suburban home for sale on a sunny afternoon, with the temperature reaching 93°F, highlighting a warm and inviting neighborhood. Fresh data dropped from the National Association of REALTORS® this morning, and one number jumped off the page immediately. In April 2026, the Northeast saw the largest month-over-month gains in pending home sales of any region in the country — up 6.6%. The Midwest came in second at +3.0%. The West barely moved at +0.4%. The South actually d
David Cutler
May 204 min read


The Fed Is Debating AI's Impact on Interest Rates — And Quietly Rolling It Out at the Same Time
Federal Reserve official highlights interest rates hovering around 6%, humorously referencing AI with a note confirming the rate prediction. If you've been watching mortgage rates and wondering why they seem to have a mind of their own — even when the Federal Reserve is cutting rates — you're not imagining things. There's something genuinely new happening behind the scenes, and it has everything to do with artificial intelligence. Right now, Federal Reserve officials are in t
David Cutler
May 186 min read


A New Fed Chair Just Took Over. Does It Mean Anything for MA/RI Home Buyers and Sellers?
Leadership Announcement: A New Chairman Assumes Leadership, Initiating a Phase of Growth and Innovation. If you've been watching mortgage rates — or waiting for them to drop before making your move — yesterday's news out of Washington is worth a quick read. Kevin Warsh was confirmed Wednesday as the next chair of the Federal Reserve, succeeding Jerome Powell in the most divisive Senate vote for a Fed chair in modern history: 54 to 45, almost entirely along party lines. It's a
David Cutler
May 143 min read


How Does Buyer Agency Work in Massachusetts in 2026?
Guide to Buyer Agency in Massachusetts: Essential Insights for 2026 by David Cutler Real Estate. If you're thinking about buying a home on the South Shore — or anywhere in Massachusetts — you've probably heard the term "buyer's agent" and wondered what it actually means. Here's a straight answer, without the sales pitch. What Is a Buyer's Agent? A buyer's agent is a licensed real estate professional who represents you — the buyer — throughout the home purchase process. Their
David Cutler
May 134 min read


Home Sales Are Up, Jobs Are Steady, and the Market Is Moving. Here's What This Week's Data Actually Means for Buyers and Sellers.
A serene residential street is lined with charming houses and lush greenery, basking in the gentle light of the setting sun. The April jobs report came out Friday, and if you followed the news at all this weekend, you probably got two completely different takes depending on where you looked. One headline told you the economy added 115,000 jobs — well above what forecasters expected. Another told you consumer confidence just hit its lowest point since 1952. Both are true. And
David Cutler
May 115 min read


The House on My Street With 10 People Living In It — And Why It Makes Perfect Sense (Or Why It Has To)
Multigenerational living is quietly reshaping neighborhoods across the South Shore. David Cutler Real Estate explores what's driving the trend and what it means for buyers and sellers. I've lived in Avon for 17 years. I know my street. I know my neighbors. So when I noticed that the house a few doors down was suddenly a lot busier — eight cars in the driveway, more voices, more life spilling out onto the lawn — I got curious. I don't know exactly who's living there or how it
David Cutler
May 84 min read


Someone in Brockton Is Making $25K on the World Cup? A Home Walking Distance from Gillette Is Asking $32k for the Week. Everyone's Cashing In — and What This Could Mean for Your Property Value -Part 5
Explore Airbnb listings perfect for the 2026 World Cup near Gillette Stadium. Enjoy a poolside retreat in Walpole or a serene waterfront escape in Foxborough, all minutes from the action. Book your stay now! Someone in Brockton is renting their house out for the World Cup and claiming they're going to make $25,000. I saw it on a community Facebook page and my first reaction was the same as yours: Sure you are. So I looked into it. And here's the thing — they might actually be
David Cutler
May 77 min read


Attention Sellers: Everyone's Talking About This $25,000 Loan — But Nobody's Talking to You
Massachusetts Announces $25,000 Zero-Interest Loan, Increasing Home Value and Attracting More Buyers. Over the past week, the headlines have all said the same thing: Massachusetts just launched a $25,000 zero-interest loan for first-time homebuyers, and it's a game changer for buyers. They're not wrong. But there's another side of this story that's getting almost no attention. If you're a seller — especially one who's been thinking about timing your move, waiting for the righ
David Cutler
May 54 min read


Massachusetts Just Announced $25,000 0% Loans for First-Time Homebuyers for Down Payment Assistance — Here's How to Know If It's the Move for you So you don't fall for the headlines
MassHousing offers first-time buyers $25,000 in interest-free down payment assistance, expanding access and savings opportunities in Massachusetts. If you've been sitting on the sidelines waiting for a sign that 2026 might finally be your year to buy — this might be it. On April 28th, Governor Maura Healey announced a major expansion of MassHousing's first-time homebuyer assistance program, making $25,000 in interest-free down payment help available to more Massachusetts resi
David Cutler
Apr 294 min read


"They're Trying to Put the City in the Country" — What My Surveyor Said this Morning About ADUs That Most People Never Hear
A suburban neighborhood blends with a complex of stacked housing units, highlighting the theme of urban expansion into rural areas. The image emphasizes the future of neighborhoods and the integration of Additional Dwelling Units (ADUs) with a sign encouraging community dialogue. I just had my yard surveyed. It's one of those things that sounds purely administrative — stakes in the ground, a few measurements, a plat map. But sometimes the most valuable conversations happen wh
David Cutler
Apr 286 min read


Weymouth Gets it Right — While Other South Shore Towns Face a Tax Reckoning. But What the Heck Is Prop 2½ Anyway?
If you've driven through just about any Massachusetts town lately, you've probably noticed the signs. Yard signs. Lots of them. Some say "Vote YES." Some say "Vote NO." And if you're like most people, you might have driven past and thought — *yes or no to what, exactly?* The answer is Proposition 2½. And depending on where you live, it's one of the most important local issues on the table right now. What Is Prop 2½? Proposition 2½ is a Massachusetts law that's been on the boo
David Cutler
Apr 244 min read


Boston Ranked #3 in the Country for Young Professionals — But 26% Want Out. Here's Where They're Heading and Why Brockton's Renaissance Should Be on Your Radar.
Brockton City Hall stands majestically amid a vibrant bloom of white flowering trees, highlighting its historic architecture under a clear blue sky. Greater Boston just earned a title worth talking about. According to a recent analysis by Redfin and Glassdoor, Boston ranked third among the nation's largest cities as a top destination for recent college graduates and early career professionals. The drivers behind that ranking are ones anyone who lives here already knows: stron
David Cutler
Apr 235 min read


Pending Home Sales Rose in March — Here's What It Means for South Shore Buyers and Sellers
A charming colonial-style home is beautifully framed by blooming spring trees, featuring white and pink blossoms. The manicured lawn and stone pathway enhance the welcoming entrance. The National Association of Realtors just released its March 2026 Pending Home Sales report — and there's a headline worth paying attention to: contract signings rose 1.5% month over month nationally, even as mortgage rates climbed back up amid war concerns and inflation jitters. That kind of buy
David Cutler
Apr 223 min read


The Strait of Hormuz Just Opened. So Did the Spring Market. A South Shore Market & Rate Update
As the Strait of Hormuz opens, signaling smoother shipping routes, the hope for lowering mortgage rates follows suit. If you've been watching mortgage rates lately, you may have felt like you were tracking a news ticker more than a financial index. And honestly — you weren't wrong. For most of early 2026, rates were being driven less by economic data and more by headlines out of the Middle East. As tensions escalated, oil prices surged, inflation concerns followed, and mortga
David Cutler
Apr 174 min read


FIFA Gets Theirs. The MBTA Gets Theirs. It's Time You Got Yours. - Everyone's Cashing In on the World Cup & Here's Why You Should Too (Part 4)
Gillette Stadium is prepared for an international friendly match between Brazil and France If you've been following this series since December, you already know the opportunity. You know hotel prices were climbing. You know fans were going to need alternatives. You knew this moment was coming. Well, it's here — and the news from the past two weeks has been nothing short of remarkable. Every major player connected to this event has made their move. They've looked at the demand
David Cutler
Apr 166 min read


Braintree Fought New Housing for a Decade. Now 752 Apartments Are Moving In — Here's What It Means for You
Armstrong Park closed to the public, as indicated by a prominent sign at the entrance. If you've driven past the old Armstrong flooring plant off Plain Street in Braintree lately, you've probably noticed what's been there for decades: chain-link fences, crumbling pavement, and a shuttered factory shell sitting on more than 30 acres of prime South Shore land less than a mile from the Red Line. That's about to change in a big way. National developer Trammell Crow has received P
David Cutler
Apr 146 min read


An Attleboro Story: 7 Offers. Not the Highest Bid. Here's How I Coach My Clients to Win the Room and Get the House.
Trend Analysis of First-Time Buyers and All-Cash Home Purchases: From 2001 to 2025, the chart illustrates the fluctuating dynamics between first-time buyers (FTB) and all-cash purchases, highlighting key shifts such as the 50% peak around the FTB Tax Credit period and recent trends showing a narrowing gap at 26% and 21%, respectively. A new report from the National Association of Realtors just landed, and one number jumped out at me immediately. First-time buyers now represen
David Cutler
Apr 114 min read


The Inflation Report Dropped This Morning. I'm Choosing to Focus on This Instead.
Amidst financial updates, embrace the arrival of spring on the South Shore. Enjoy the blossoming scenery. I'm writing this on a Friday morning that feels different from the ones we've had all winter. Yesterday I was out with colleagues touring properties in Hingham and Cohasset. The whole office was in the field. Buyers were engaged. Sellers were energized. The kind of conversations that only happen when a market is genuinely waking up were happening in driveways and living r
David Cutler
Apr 103 min read


Hingham Just Got a Perfect Financial Report Card. Here's What That Means for Your Home.
Hingham, MA achieves financial excellence with perfect scores from Moody's and S&P Global, highlighting strong fiscal management, healthy reserves, and high property values. Hingham Just Got a Perfect Financial Report Card. Here's What That Means for Your Home. Most people drive past Town Hall without giving it a second thought. But something happened inside those walls earlier this year that every Hingham homeowner should know about — and almost nobody is talking about it. I
David Cutler
Apr 103 min read
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